@font-face{font-family:Manrope;src:url('assets/manrope.woff2') format('woff2');font-weight:400;font-display:swap}@font-face{font-family:Manrope;src:url('assets/manrope-semibold.woff2') format('woff2');font-weight:500 800;font-display:swap}@font-face{font-family:Editorial;src:url('assets/editorial.woff2') format('woff2');font-weight:400;font-display:swap}
:root{--ink:#172f40;--muted:#63717a;--green:#102d44;--line:#dce0dd;--paper:#f8f7f3;--lime:#dfc38c}*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font-family:Manrope,Arial,sans-serif;font-size:14px}header{height:86px;border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;padding:0 5vw;background:#f8f7f3}.brand{display:flex;align-items:center;gap:6px;font:800 24px Manrope,Arial;color:var(--ink);text-decoration:none;letter-spacing:-1px}.light{font-weight:400}.logo{background:var(--green);color:white;border-radius:9px;width:33px;height:33px;display:grid;place-items:center;font-size:30px;margin-right:7px}nav{display:flex;gap:32px}nav a{color:var(--ink);text-decoration:none;font-size:13px}.swiss{font-size:10px;letter-spacing:1.5px;border:1px solid var(--line);padding:9px 12px;border-radius:30px}main{max-width:1360px;margin:auto;padding:0 5vw}.intro{padding:55px 0 38px}.eyebrow{font-size:10px;font-weight:700;letter-spacing:1.8px;color:#63717a;margin-bottom:14px}h1{font:600 clamp(34px,4vw,54px)/1.14 Manrope,Arial;letter-spacing:-2px;margin:0 0 20px}h1 span{color:#a77b32}.intro p{color:var(--muted);line-height:1.7;font-size:15px}.tags{display:flex;gap:24px;font-size:11px;margin-top:23px;color:#63717a}.workspace{display:grid;grid-template-columns:360px 1fr;gap:25px;scroll-margin-top:25px}.panel{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px}.sectionhead{display:flex;justify-content:space-between;align-items:center;margin-bottom:20px}h2{font:600 22px Manrope,Arial;letter-spacing:-.7px;margin:0}.inputs h2{font-size:17px;letter-spacing:-.3px}.step{font-size:10px;border:1px solid var(--line);border-radius:50%;padding:6px;margin-right:8px}.textbutton{border:0;background:none;color:var(--muted);font-size:10px;padding:0}label{display:block;font-size:11px;font-weight:600;line-height:1.5;margin-bottom:15px}input,select{display:block;width:100%;font:500 13px Manrope,Arial;color:var(--ink);padding:12px 10px;border:1px solid #d8e0d8;border-radius:7px;background:#fff;margin-top:7px;min-width:0}input:focus,select:focus,button:focus-visible,summary:focus-visible{outline:2px solid #a77b32;outline-offset:2px}input:invalid{border-color:#a85233}input:disabled,select:disabled{background:#f1f3ee;color:#83918a}.inputwrap{display:block;position:relative}.inputwrap input{padding-right:48px}.inputwrap span{position:absolute;right:13px;top:12px;color:#83918a}.row{display:grid;grid-template-columns:1fr 1fr;gap:12px}.help{font-size:11px;line-height:1.65;color:var(--muted);margin:0 0 16px}.privacy{border-top:1px solid var(--line);padding-top:16px;font-size:10px;color:var(--muted);line-height:1.6;margin-top:20px}details{border-top:1px solid var(--line);padding-top:16px}summary{cursor:pointer;font-weight:600;line-height:1.6;list-style:none;margin-bottom:15px}summary span{float:right;color:#73826b}h3{font-size:14px}.results{padding-top:7px;min-width:0}.resulttop{display:flex;align-items:center;justify-content:space-between;margin-bottom:21px;gap:12px}.resulttop .eyebrow{margin-bottom:8px}.segmented{padding:4px;background:#e6ebe2;border-radius:7px;display:flex}button{cursor:pointer;font-family:inherit}.segmented button{background:none;border:0;padding:8px 13px;border-radius:5px;color:#647561;font-size:11px}.segmented button[aria-pressed=true]{background:white;color:var(--ink);box-shadow:0 1px 3px #143c371a}.cards{display:grid;grid-template-columns:1fr 1fr;gap:14px}.card{border-radius:14px;padding:23px;background:var(--green);color:white}.card.secondary{background:#e7ecd9;color:var(--ink)}.pill{font-size:9px;letter-spacing:.6px;font-weight:600;padding:5px 9px;border:1px solid #ffffff4d;border-radius:20px;display:inline-block;margin-bottom:18px}.secondary .pill{border-color:#bdc9ac}.card h3{font-size:17px;margin:0 0 8px}.card .sub{font-size:11px;opacity:.7;line-height:1.5;min-height:34px;margin:0 0 24px}.card .amountlabel{font-size:11px;opacity:.85}.amount{font:600 clamp(22px,2.6vw,34px) Manrope,Arial;letter-spacing:-1px;margin:6px 0 0;white-space:nowrap}.amount small{font-size:12px;letter-spacing:0;margin-right:5px;font-weight:400}.card hr{border:0;border-top:1px solid #ffffff30;margin:21px 0}.secondary hr{border-color:#bfccae}.card .employer{display:flex;justify-content:space-between;gap:5px;font-size:11px;align-items:center}.employer 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12px}.actions button{border:1px solid #cbd6c7;border-radius:7px;background:transparent;color:var(--ink);padding:11px 15px;font-size:11px}.actions button:hover{background:#e2e9d9}.foundation{margin:60px 0 0;padding-top:36px;border-top:1px solid #d8dfd3}.foundation h2{font-size:26px}.explain{display:grid;grid-template-columns:1fr 1fr 1fr;gap:35px;margin:30px 0}.explain article>span{font-size:9px;letter-spacing:1.5px;color:#7b8b6d}.explain h3{font-size:16px;line-height:1.5}.explain p,.foundation details{font-size:12px;line-height:1.8;color:var(--muted)}a{color:var(--green)}footer{display:flex;align-items:center;justify-content:space-between;padding:35px 0;margin-top:35px;border-top:1px solid var(--line);font-size:10px;color:var(--muted)}footer .brand{font-size:17px}#error{background:#fff0e6;padding:18px;color:#893a20;border-radius:10px}.stamp{font-size:10px;color:var(--muted);margin-bottom:12px}@media(min-width:1400px){main{padding:0 65px}}@media(max-width:1000px){.workspace{grid-template-columns:310px 1fr;gap:17px}.panel{padding:18px}.cards{grid-template-columns:1fr}.card .sub{min-height:0;margin-bottom:15px}.resulttop{align-items:flex-start}.resulttop h2{font-size:19px}.amount{font-size:30px}}@media(max-width:700px){header{height:70px;padding:0 20px}nav{gap:12px}nav a{font-size:10px}.swiss{display:none}main{padding:0 20px}.intro{padding-top:35px}h1{font-size:39px}.tags{flex-direction:column;gap:10px}.workspace{grid-template-columns:1fr}.results{padding-top:14px}.cards{grid-template-columns:1fr 1fr}.card{padding:17px}.amount{font-size:24px}.employer{flex-direction:column;align-items:flex-start!important}.explain{grid-template-columns:1fr;gap:15px}.foundation{margin-top:35px}.foundation h2{font-size:23px}.actions{flex-wrap:wrap}footer{gap:15px;flex-wrap:wrap}}@media(max-width:380px){.cards{grid-template-columns:1fr}}@media print{header,nav,.actions,#reset,.segmented{display:none}body{background:#fff;font-size:10px}main{max-width:none;padding:0}.intro{padding:10px 0}.intro h1{font-size:26px}.workspace{grid-template-columns:280px 1fr}.card{print-color-adjust:exact;-webkit-print-color-adjust:exact}.cards{grid-template-columns:1fr 1fr}.foundation{margin-top:20px;break-before:page}.foundation details{display:block}.explain{gap:15px}.amount{font-size:23px}footer{padding:12px 0}.panel,.card,.detailbox{break-inside:avoid}}

.disclaimer{margin:35px 0 0;padding:25px 0 0;border-top:1px solid var(--line);scroll-margin-top:25px}.disclaimer h2{font-size:17px;letter-spacing:0}.disclaimer p{font-size:12px;line-height:1.75;color:var(--muted);max-width:1050px}@media print{.disclaimer{break-inside:avoid}.disclaimer p{font-size:10px;color:#333}}

.kmu-card .sub{min-height:0;margin-bottom:24px}.party-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.party-grid>div+div{border-left:1px solid #ffffff30;padding-left:24px}.kmu-card .barlegend{color:#e4eddf}.kmu-card .employer{flex-direction:row;align-items:center!important}.kmu-card .bar{background:#ffffff25}@media(max-width:420px){.party-grid{grid-template-columns:1fr;gap:20px}.party-grid>div+div{border-left:0;padding-left:0;padding-top:18px;border-top:1px solid #ffffff30}}

header .brand{width:186px}header .brand img,footer .brand img{width:100%;height:auto}header nav{align-items:center;gap:26px}.nav-contact{border:1px solid #bac3c8;padding:11px 16px}.intro h1{font-family:Editorial,Georgia,serif;font-weight:400;font-size:clamp(38px,4.4vw,62px);letter-spacing:-1.5px}.contact-card{margin:36px 0 0;background:#102d44;color:#fff;padding:30px 34px;display:grid;grid-template-columns:1fr auto;gap:35px;align-items:center;border-radius:12px}.contact-card .eyebrow{color:#dfc38c;margin:0 0 12px}.contact-card h2{font:400 32px/1.2 Editorial,Georgia,serif;letter-spacing:-.5px}.contact-card p:not(.eyebrow){max-width:550px;color:#d2dce2;font-size:13px;line-height:1.8}.contact-card a{color:inherit}.service-link{font-size:12px;text-underline-offset:4px}.contact-actions{display:flex;align-items:center;flex-direction:column;gap:16px;font-size:13px}.contact-button{display:block;background:#dfc38c;color:#102d44!important;text-decoration:none;padding:14px 18px;font-weight:600;border-radius:5px}footer .brand{width:130px;flex-shrink:0}footer{gap:20px;line-height:1.7}a:focus-visible{outline:2px solid #a77b32;outline-offset:4px}@media(max-width:700px){header{height:auto;min-height:85px;flex-wrap:wrap;padding:15px 20px;gap:14px}header .brand{width:145px}header nav{gap:16px;flex-wrap:wrap}header nav a{font-size:11px}.nav-contact{padding:8px 10px}.contact-card{grid-template-columns:1fr;padding:25px;gap:15px}.contact-actions{align-items:flex-start}.intro h1{font-size:40px}footer{align-items:flex-start}}

header .horus-website-link{font-weight:700;text-decoration:underline;text-decoration-color:#a77b32;text-underline-offset:5px}footer .horus-website-link{display:inline-block;margin-top:6px;text-decoration:underline;text-underline-offset:3px}

.bvg-breadcrumb{display:flex;gap:10px;align-items:center;flex-wrap:wrap;font-size:12px;color:var(--muted,#63717a);margin-bottom:24px}.bvg-breadcrumb a{color:inherit;text-underline-offset:3px}

.bvg-method,.bvg-faq{margin-top:45px;padding-top:30px;border-top:1px solid #dce0dd}.bvg-method h2,.bvg-faq h2{font-size:27px;margin-bottom:22px}.bvg-method h3{font-size:20px;margin-top:28px}.bvg-method p,.bvg-method li,.bvg-faq p{font-size:16px;line-height:1.8;max-width:1000px}.bvg-method li{margin-bottom:12px}.bvg-method table{font-size:15px;min-width:650px}.bvg-method th{font-size:14px}.bvg-faq summary{font-size:17px}.bvg-faq details{padding:20px 0}.bvg-method a{text-decoration:underline}

.sample-range{border-left:4px solid #ae905c;background:#f5f0e6}.range-amount{font-size:clamp(20px,2.3vw,28px);font-weight:600}.range-amount small{font-size:15px}.sample-range p{line-height:1.6}.sample-range summary{font-size:16px}.sample-range table{min-width:0;width:100%}.sample-range td{overflow-wrap:anywhere}